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Trusted by 1000+ businesses across India

The Banking Platform
That Thinks Like Your CFO

One unified platform for business banking, payments, expenses, and compliance.
Replace 6+ tools with AI-powered automation that works 24/7.

ISO 27001 Certified
99.9% Uptime
RBI Compliant
Bank-Grade Security

Recent Transactions

Pending Payouts
₹28.5L
12% from last week
Processed Today
1,247
8% increase
Success Rate
99.2%
Above average
Avg Time
45s
20% faster

Bulk Payment Processing

Upload CSV or Excel file to process thousands of payments instantly

Total Volume
₹42.8Cr
Growth
+28%
Transactions
45.2K
Avg Ticket
₹94.8K

Transaction Volume

Payment Methods

LIVE PLATFORM STATS

Real-time metrics updated every second

0
Transactions Today
0
Active Businesses
0
Avg Response Time (ms)
99.9
% Uptime (30 days)

Transaction Volume (Last 30 Days)

Active Users Worldwide

Total Balance
₹42,85,000
Across 3 accounts
₹12.8L Received
₹8.4L Sent
Recent Activity See All
Tech Solutions Pvt Today at 10:30 AM
-₹45,000
Client Payment Yesterday at 4:15 PM
+₹1,25,000
Electricity Bill Dec 24, 2024
-₹12,500
Fund Transfer Dec 23, 2024
+₹85,000
Office Supplies Dec 22, 2024
-₹8,750

Payments

Pending Payments 3
ABC Suppliers Due: Today
₹28,500
XYZ Services Due: Tomorrow
₹15,000
Office Rent Due: Dec 31
₹50,000
Recent Payments
Tech Solutions Dec 25, 2024
₹45,000
Electricity Dec 24, 2024
₹12,500

Analytics

Total Income ₹18.5L 12% vs last month
Total Expenses ₹12.8L 8% vs last month
Spending by Category
Vendors
₹5.2L 40%
Salaries
₹4.8L 37%
Utilities
₹1.5L 12%
Others
₹1.3L 11%
1,247 Transactions
₹94.8K Avg Transaction

Rajesh Kumar

rajesh.kumar@company.com

Linked Accounts 3
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About Paywize

One Platform. Infinite Possibilities.

Unify every account, payment, and policy in one intelligent system

HDFC
ICICI
SBI
AXIS
KOTAK
YES

Multi-Bank Dashboard

Connect 30+ banks in one view. Real-time balances, instant visibility, zero logins.

  • Real-time balance across all accounts
  • 2-second balance updates
  • 35% faster cash decisions
NEFT
RTGS
IMPS
UPI

Bulk Payments

Process 10,000+ payments daily. NEFT, RTGS, IMPS, UPI with smart routing.

  • 80% faster payment processing
  • Multi-level approval workflows
  • 99.9% uptime guarantee
Debit
Credit
99%+ Match

Auto-Reconciliation

AI-powered matching with 99%+ accuracy. Days become minutes.

  • 99%+ matching accuracy
  • Process millions of transactions
  • Real-time discrepancy alerts
•••• •••• •••• 4242
CORPORATE CARD
•••• •••• •••• 8888
VIRTUAL CARD
•••• •••• •••• 6060
BUSINESS CARD

Corporate Cards

Instant issuance with merchant locks, spend limits, and real-time tracking.

  • Virtual & physical cards
  • Granular spending controls
  • Real-time expense tracking
BBPS Bharat Bill Payment

Bill Pay (BBPS)

Pay 100+ utilities and vendors. Auto-scheduling, bulk processing, zero missed deadlines.

  • 100+ billers integrated
  • Automated recurring payments
  • Instant confirmation & tracking
GST
5% 12% 18% 28%
Auto
TDS

Tax Automation

GST/TDS auto-categorization, GSTR reconciliation, 5-10% ITC recovery.

  • Auto-categorize GST rates
  • Reconcile GSTR 2A/3B
  • 40% lower CA effort

Complete Financial Operating System

Three powerful solutions integrated into one unified platform for seamless business banking

Developer-First API Banking

REST APIs, webhooks, and virtual accounts designed for modern businesses. Integrate in days, not months.

Multi-Bank API Integration Connect 30+ banks via unified REST APIs
Real-Time Webhooks Instant notifications for every transaction
Virtual Accounts Create unlimited VAs for instant attribution
Comprehensive Docs Clear documentation with code samples
paywize-api.js 
// Get account balance
const balance = await paywize.accounts.getBalance({
  accountId: 'acc_12345'
});

// Initiate payment
const payment = await paywize.payments.create({
  amount: 50000,
  currency: 'INR',
  mode: 'IMPS',
  beneficiary: {
    name: 'Vendor Corp',
    account: '123456789'
  }
});

// Listen for webhook
paywize.on('payment.success', (event) => {
  console.log(event);
});

Complete Transaction Banking

Process payments, manage collections, and auto-reconcile everything in real-time.

All Payment Rails NEFT, RTGS, IMPS, UPI - bulk or scheduled
Auto-Reconciliation 99%+ accuracy with AI fuzzy matching
Approval Workflows Multi-level maker-checker-approver system
Real-Time Analytics Live dashboards with instant insights

Recent Transactions

Vendor Payment
2 mins ago
-₹50,000
Customer Invoice
15 mins ago
+₹1,25,000
Salary Processing
Pending approval
-₹8,50,000

Smart Business Solutions

Expense cards, bill payments, tax automation, and ESG reporting in one place.

Corporate Prepaid Cards Instant issuance with smart spend controls
Bill Pay (BBPS + Custom) 100+ billers with auto-scheduling
GST/TDS Automation Auto-categorize, reconcile, recover ITC
ESG Intelligence Carbon tracking & sustainability reports
•••• •••• •••• 4829
Marketing Team
₹50,000 limit
•••• •••• •••• 7341
Travel Expenses
₹1,00,000 limit
Innovation

Technology That Sets Us Apart

Industry-first innovations that transform how Indian businesses manage money

AI-Powered

Witty - Your AI CFO

India's first AI financial assistant. Chat in Hindi, English, or voice - get instant insights and approvals on WhatsApp

What's my cash position?
Your total cash position across all banks is ₹4.2 Cr. HDFC: ₹1.8 Cr, ICICI: ₹1.5 Cr, Axis: ₹0.9 Cr
Approve vendor payout batch
✓ Approved batch #4829 (15 payments, ₹3.2L total)
10+ Languages
Voice Commands
WhatsApp Ready
Automation

Smart Payment Rules

Set it once, automate forever. Create intelligent workflows that handle payments, approvals, and reconciliation automatically

Customer pays invoice
→
Smart contract triggered
→
Vendor auto-paid
Instant Execution
100% Secure
24/7 Active
India First

ESG & Sustainability Tracking

India's only fintech with built-in carbon tracking. Meet ESG goals while managing finances - automatically generate sustainability reports

Carbon Footprint
2.3 tons CO₂
Green Vendors
45%
TCFD/SASB Ready
Auto Reports
Compliance

Built For Every Industry

Real solutions for real business challenges

E-commerce & Marketplaces

From order to settlement in minutes, not days

Virtual Accounts Per Seller Instant payment attribution at scale
Auto-Reconciliation Match gateway settlements instantly
Smart Seller Payouts Automated settlement with smart contracts

Logistics & Supply Chain

Pay drivers instantly, track COD seamlessly

Bulk Driver Payouts Process 10,000+ payments daily via API
Fuel Cards with Locks Merchant category restrictions prevent misuse
COD Collection QR/Soundbox for collection points

SaaS & Technology

Know your burn rate in real-time, optimize every rupee

API-First Banking Automatic revenue recognition
Subscription Intelligence Discover wasteful SaaS spending
Burn Rate Insights Real-time runway forecasting

Manufacturing & Trading

Smart vendor payments, GST optimization, treasury pooling

Multi-Level Approvals Maker-checker-approver workflows
Smart Vendor Payments Auto-pay on GRN confirmation
GST ITC Tracking Cross-plant input tax credit optimization

Retail & Restaurant Chains

Multi-outlet management made simple

QR/Soundbox Collections Instant payment confirmation at POS
POS Reconciliation Auto-match across all outlets
Staff Prepaid Cards Controlled spending with merchant locks

Real Estate & Construction

Milestone payments, buyer tracking, contractor management

Virtual Accounts Per Buyer Unique account for each property buyer
EMI Tracking Automated payment schedule monitoring
Milestone Contractor Payouts Smart contracts for stage-based payments

Trusted By 1000+ Businesses

From startups to enterprises across India

"Paywize reduced our payment processing time from 3 days to 3 hours. The automation is incredible – we've eliminated 90% of manual reconciliation work."

Rajesh Kumar

CFO, TechMart Solutions

E-commerce

"The multi-bank dashboard is a game-changer. We manage 12 bank accounts across different vendors, and Paywize gives us real-time visibility into everything."

Priya Sharma

Founder & CEO, LogiFlow

Logistics

"Witty AI is like having a 24/7 CFO. I can check balances, approve payments, and get financial insights via WhatsApp – even in Hindi!"

Amit Patel

Finance Manager, CloudServe

SaaS

"Bill payments used to take our team 2 full days every month. With Paywize's BBPS integration, it's done in minutes. The ROI was immediate."

Sneha Reddy

Operations Head, RetailMax

Retail

"The Smart Payment Rules feature is brilliant. We automated vendor payments based on invoice approval – no more manual processing or delays."

Vikram Singh

Director, ManufactureX

Manufacturing

"The ESG tracking feature is India's first and best. We generate sustainability reports for investors in one click – saved us ₹5L in consultant fees."

Meera Iyer

Head of Finance, GreenTech

SaaS

Integrates With Everything

Connect your existing tools in minutes

Banking Partners

HDFC Bank
ICICI Bank
Axis Bank
State Bank
IDFC First
Yes Bank
Kotak
+25 more

Accounting Software

Tally
Zoho Books
QuickBooks
SAP
Oracle
FreshBooks

Payment Gateways

PhonePe
PayU
Razorpay
Cashfree
Paytm
NSDL

Communication

WhatsApp
Slack
Email
SMS
Teams
Telegram

Bank-Grade Security

Your data is fortress-protected

ISO 27001 Certified International standard for information security
PCI-DSS Compliant Payment Card Industry Data Security Standard
256-Bit Encryption Bank-grade SSL encryption for all data
2FA & Biometrics Multi-factor authentication on all accounts
99.9% Uptime SLA Redundant infrastructure with failover
24/7 Monitoring Real-time threat detection and response
RBI Compliant
SOC 2 Type II
GDPR Ready

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Industry Insights
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The Future of B2B Payments in India

Explore emerging trends in business payments, from UPI for B2B to instant settlements and digital invoicing.

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Compliance
Best Practices
Jan 8, 2025 6 min read

GST Compliance Checklist for Growing Businesses

A comprehensive guide to staying GST compliant while scaling your business operations across multiple states.

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Jan 5, 2025 8 min read

Building Scalable Payment Systems with Virtual Accounts

Technical deep-dive into implementing virtual account architecture for marketplace and multi-vendor platforms.

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Cash Flow Optimization: 7 Strategies That Work

Proven strategies to improve cash flow management, reduce payment cycles, and maintain healthy working capital.

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Case Study
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How ShipFast Reduced Payout Time by 95%

Case study: How a logistics startup automated driver payments and went from 4 hours to 20 minutes per payout cycle.

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